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Payment for hospital services (eg, in-patient medical care, facility fees, etc) is limited to $75.00 Canadian per diem.

Payment for physician services (eg, consultations, surgeon fees, etc) will not exceed the amount payable had the same services been performed in B.C.

PharmaCare does not provide coverage for prescription drugs or medical supplies when obtained outside B.C. Provincial assistance is also not provided to subsidize payment for ambulance services outside B.C.

MSP does not provide any coverage for treatment provided by a health care practitioner outside the province (e.g. physician assistants, nurse practitioners, chiropractors or physical therapists).

For complete protection, additional medical insurance should be purchased from a private insurance company, even if you only plan to leave the country for a day.

Most physicians in other Canadian provinces and territories (except Quebec) will bill their own provincial/territorial health plan for services provided if you present your valid B.C. Services Card.

Eligible B.C. residents ... who are outside B.C. for vacation purposes only, are allowed a total absence of up to seven months in a calendar year

Residents who will be absent from B.C. for six months or more in a calendar year, need to contact Health Insurance BC … individuals may retain eligibility for coverage during an extended absence of up to 24 consecutive months, once in a 60 month (five year) period.

Provincial coverage for elective medical care outside of Canada (even if the medical care is urgently required) requires pre-approval.

we will evaluate pre-existing conditions for people 60 years and younger based on their health within the previous 3 months prior to the day their coverage begins. For people age 61 and over, we evaluate based on their health within 6 months prior.

In order for you to qualify to purchase travel insurance, you must have a valid Care Card number.

physician and hospital claims must be submitted to Health Insurance BC before they are sent to a private insurance company

Submit claims for physician services within 90 days of the date of service. In-patient hospital claims (and any associated medical claims) must be submitted within six months of discharge.