CAA 访客医疗险（Orion/Echelon 承保）

not stable in the 120 days prior to your effective date.

Any sickness, injury or medical condition which is not stable in the 120 days prior to your effective date.

All of the above conditions must be met for a medical condition to be considered stable.

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you will be responsible for the first $5,000 of any claim, in addition to any deductible applicable to your policy.

Any sickness or onset of new symptoms that occur during the first 48 hours following the effective date if you purchase this policy after your arrival in Canada.

you request cancellation prior to the effective date and, if this policy was purchased as a requirement to obtain or maintain a Super Visa, you provide proof from Citizenship and Immigration Canada that your Super Visa was denied.

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this temporary visit must not exceed 49% of the trip’s total duration.

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CAA Assistance is available 24 hours per day, 365 days per year.

to a maximum of $2,000, provided you consult a physician or dentist immediately following the injury

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Age 85 for sum insured $25,000, $50,000 or $100,000.

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Coverage maximum up to: $25,000, $50,000, $100,000 or $150,000 for Visitors to Canada Insurance

Age 69 for sum insured $150,000.

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per insured, per covered condition or event.

if this policy was purchased as a requirement to obtain or maintain a Super Visa, you provide proof from Citizenship and Immigration Canada that your Super Visa was denied.

Maximum duration: 365 trip days

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Hospital accommodation up to the semi-private room rate (or an intensive or coronary care unit where medically necessary).

Physicians’ fees;

This policy does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies unless such services are approved in advance by CAA Assistance;

limited to a 30 day supply per prescription unless you are hospitalized, excluding those necessary for the continued stabilization of a chronic medical condition;

Local licensed ground ambulance service to the nearest hospital, physician or medical service provider in the event of a medical emergency

When approved in advance and arranged by CAA Assistance:

the actual cost incurred for: i) preparation of the deceased insured; and ii) return of the deceased insured in the common carrier’s standard transportation container

up to $10,000 for burial or cremation at the place of death.

provided the hospitalization lasts at least five consecutive days.

You are eligible for a subsistence allowance of $350 per day after the original return date or relocation date to a maximum of $3,500

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Claim related to pregnancy, delivery, or complications of either, arising 9 weeks before the expected date of delivery or 9 weeks after.

any professional sport(s);

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any high-risk activity (including competition and speed contest) involving the use of a motor vehicle on land, water or air

resulting in a blood alcohol level of more than 80 mg of alcohol per 100 ml of blood

An official travel advisory was issued by the Canadian government stating “Avoid non-essential travel” or “Avoid all travel” regarding the country, region or city of your destination, before your effective date.

The continued treatment, recurrence or complication of a medical condition or related condition, following emergency treatment during your trip

Visitors to Canada Insurance may only be extended if you have not experienced any change in your health and you have been continuously covered under a CAA Visitors to Canada Insurance policy with no gap in coverage.

your maximum benefit payable will be reduced to 80% of your medical expenses covered under this insurance, to a maximum of $25,000 CAD;

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