CAA 加拿大汽车协会（Orion 旅行保险）

Echelon Insurance（保单原文：Insurer means Echelon Insurance. Orion Travel Insurance means a division of Echelon Insurance specialized in travel insurance。Policy March 1, 2024 与 Visitors to Canada Policy September 1, 2026 的定义节都有这两句）

CAA Assistance 全年 24 小时。Policy March 1, 2024（Niagara）任命 Global Excel Management 办援助与理赔，www.globalexcel.com/orion；Visitors to Canada Policy September 1, 2026（Niagara）任命 Xodus Travel Services，orion.xodus.ca。两份都由 insurer 任命，按自己保单的封面日期用对应渠道。caask.ca 旅行医疗页脚写 CAA Assistance is provided by Xodus Travel Services Inc.；oriontravelinsurance.ca 的 about-us 仍写 Global Excel。

CAA Niagara（https://caaniagara.ca/insurance/travel/visitors-to-canada）：同为 Orion/Echelon 产品，本条保单原文取自该社公布的 Policy March 1, 2024 与 Visitors to Canada Policy September 1, 2026。CAA Saskatchewan（https://caask.ca/insurance/travel/caa-travel-insurance/travel-medical-insurance-plans）：该页仍链接 Policy Effective May 12, 2019（TI-01(SK) (05/19)），其访客险章写保额 $25,000、$50,000、$100,000（85 岁及以下）和 $150,000（69 岁及以下）、免赔额 $300 加元（per Insured, per covered condition or event）；指南开头的保障概览表同样把访客险列成这四档。指南写 Insurer means Orion Travel Insurance Company，援助与理赔当时为 Active Care Management Inc.；同页页脚写 underwritten by Orion Travel Insurance Company 与 CAA Assistance is provided by Xodus Travel Services Inc.，同站旅行险主页（https://caask.ca/insurance/travel/caa-travel-insurance）页脚写 CAA Travel Insurance is provided by Orion Travel Insurance and underwritten by Echelon Insurance，网站使用条款页没有这句。该主页的 Policy Guide 链接已指向 Policy July 1, 2025（TI-01(SK) (07/25)，https://info.caask.ca/hubfs/CAA%20SASK%20ENG%20Policy%20July2025.pdf）：定义节写 Insurer means Echelon Insurance，总则任命 Xodus Travel Services 办援助与理赔，访客险免赔额改为声明页载明的金额，不再写死 $300，四档保额与 85 岁、69 岁年龄线仍在；旅行医疗子页仍只链接 2019 指南。萨省新单的声明页样本公开下载取不到；该 2025 年文本不并入 Niagara 的访客险专册。卑诗的 BCAA 不是这套 Orion/Echelon 产品：BCAA 承保人页（https://www.bcaa.com/insurance/underwriters）写 Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Global Excel Management Inc.，在 BCAA 买的旅行险以 BCAA 自己的保单措辞为准。