TuGo 访客紧急医疗险（标准版）

70 to 85 years — Any medical condition which is not stable on or within the 180 days before the effective date of the Policy. 86 years and over — … 365 days before the effective date of the Policy.

Pre-existing medical condition coverage (subject to stability period requirements)

There has been no change in treatment by a physician or other registered medical practitioner or any alteration in any medication related to the medical condition, and d There has been no new treatment received, prescribed or recommended

To be eligible to purchase this Optional Coverage, you must be 79 years and under … Exclusion Any pre-existing medical condition that is not stable on or within the 7 days before the effective date of this Policy.

If any of the answers from the rate qualification questions in the Medical Questionnaire are found to be incomplete or inaccurate … a A $15,000 CAD deductible will apply to any incident claimed, in addition to any other deductible

a For Insurance purchased within 60 days after arrival in Canada: There is no coverage for any disease or illness arising in … the first 48 hours … b For Insurance purchased 61 days or more after arrival in Canada: … the first 7 days

Refunds are not available if a claim has been or will be submitted. … 1 A refund is available, subject to a $250 cancellation fee, provided no travel has taken place. … 2 If a Super Visa application was denied, withdrawn or cancelled, a full refund is available

官方未写／未核到（英文摘录待补）

Travel worldwide during the period of coverage is valid as long as the majority of the period of coverage is spent in Canada and you have travelled to Canada first … expenses will not be covered while in your country of permanent residence.

官方未写／未核到（英文摘录待补）

In the event of hospitalization, call us immediately

Up to a maximum of $6,000 for dental expenses … for an accidental blow to the face … b Up to a maximum limit of $600 for dental expenses … for any dental emergencies other than pain caused by an accidental blow

24-Hour Accident Insurance: Maximum limit — $25,000 … 24-hour Accident Death or dismemberment as a result of an accident sustained during the period of coverage in any other situation not specifically mentioned under Air Flight/Common or Chartered Carrier

官方未写／未核到（英文摘录待补）

Available for all ages

59 years and under … 90 days … 60 to 69 years … 120 days … 70 to 85 years … 180 days … 86 years and over … 365 days

What are the maximum emergency medical insurance amounts available for visitors to Canada? You can choose one of the following amounts of coverage: $10,000 $25,000 $50,000 $100,000 $200,000 $300,000 $500,000

$300,000 $500,000 For Canadians travelling abroad, the limit is $10M.

官方未写／未核到（英文摘录待补）

We will pay eligible expenses for losses incurred in excess of the amount of the deductible as shown on the Policy declaration, per insured per incident claimed.

Refunds for policies with a 365-day trip length or longer with a sum insured of $100,000 or more … Applicable to Super Visa Applicant/Holder Refund Requests Only

Extensions are not available if total trip length exceeds 2 years from the effective date of the original Policy.

官方未写／未核到（英文摘录待补）

Hospitalization services (limited to a semi-private room).

Up to 5 follow-up visits within the 14 days after the initial emergency treatment

X-ray examinations and diagnostic laboratory procedures when performed at the time of the initial emergency or within 7 days after the initial emergency.

Up to a maximum supply of 30 days for prescription drugs.

The services of a licensed ground, air or sea ambulance and paramedics to the nearest hospital

At the time of hospitalization, up to the maximum sum insured selected for medical air

Up to the maximum sum insured selected for the preparation and return of your body

Up to a maximum of $6,000 for burial at the place of death … Up to a maximum of $6,000 for cremation at the place of death

we will pay one round trip economy airfare or ground transportation costs for one family member … and $400 per day to a maximum of $2,000

Up to $500 per day to a maximum of $5,000 for your commercial accommodation, meals

Up to $500 per day to a maximum of $5,000 for child care costs for insured children 18 years and under

Up to a maximum of $6,000 for pre-natal care, delivery and/or complications thereof arising within the 9 weeks before the expected date of delivery, provided the pregnancy commenced after the effective date of the Policy.

Your participating, training or practicing in any areas that have been closed off to public access and/or can typically only be accessed by crossing a fenced, gated or roped-off area

Emotional or mental disorders, unless they result in hospitalization.

This includes but is not limited to any private or automobile insurance plan. If, however, the loss exceeds the limits of the other policies

when you have reached a blood alcohol level of 80 milligrams of alcohol per 100 millilitres of blood

your coverage for an emergency or a medical condition related to the travel advisory in Canada will be limited to a period of 30 days from the date the travel advisory was issued.

The continued treatment, recurrence or complication of a medical condition or related condition, following emergency treatment during your trip, if we determine that your emergency has ended

An administration fee may be charged in addition to the premium … 1 You have not seen a physician or other registered medical practitioner since the effective date of the Policy.

官方未写／未核到（英文摘录待补）

This exclusion does not apply to claims for an emergency or a medical condition unrelated to the travel advisory or to claims incurred for COVID-19.