TuGo 访客紧急医疗险（基础版 Basic）

Any medical condition that exists on or before the effective date of the Policy.

We will not be liable to provide coverage or services, or to pay claims for expenses incurred directly or indirectly as a result of any pre-existing medical conditions.

Any medical condition that exists on or before the effective date of the Policy.

We will not be liable to provide coverage or services, or to pay claims for expenses incurred directly or indirectly as a result of any pre-existing medical conditions.

any incident claimed will be subject to an extra deductible of $15,000 CAD in addition to any other applicable deductible amount

For Insurance purchased 61 days or more after arrival in Canada: There is no coverage for any disease or illness arising in, occurring in or symptomatic in the first 7 days from the effective date of the Policy.

Refunds are not available if a claim has been or will be submitted.

Paid the premium in full for the selected coverages

Side-trips for travel outside of Canada (including visits to your country of permanent residence) are permitted and your Policy will not terminate, however, expenses will not be covered while travelling outside of Canada.

In the event of hospitalization, call us immediately

If we are not contacted within 48 hours of hospitalization, your maximum amount payable for the hospitalization and all related expenses will be reduced to 80% of your expenses otherwise covered under this Insurance.

Eligible medical and related expenses are described below.

Eligible medical and related expenses are described below.

官方未写／未核到（英文摘录待补）

Available up to age 79

官方未写／未核到（英文摘录待补）

官方未写／未核到（英文摘录待补）

官方未写／未核到（英文摘录待补）

官方未写／未核到（英文摘录待补）

per insured per incident claimed

Applicable to Super Visa Applicant/Holder Refund Requests Only

Extensions are not available if total trip length exceeds 2 years from the effective date of the original Policy.

官方未写／未核到（英文摘录待补）

Hospitalization services (limited to a semi-private room).

One follow-up visit within the 14 days after the initial emergency treatment

X-ray examinations and diagnostic laboratory procedures when performed at the time of the initial emergency or within 7 days after the initial emergency.

Up to a maximum supply of 30 days or up to a maximum of $100, whichever comes first, per emergency for prescription drugs.

The services of a licensed ground, air or sea ambulance and paramedics to the nearest hospital or medical facility that is capable of providing medically necessary treatment for the emergency medical condition.

At the time of hospitalization, up to the maximum sum insured selected to a maximum of $100,000 for medical air transfer for return to your country of permanent residence

Up to the maximum sum insured selected for the preparation and return of your body

Up to a maximum of $3,000 for burial at the place of death

Transportation costs of one family member to go to the place of your death to identify your body

up to a limit of $400 per day to a maximum of $2,000 for meals and commercial accommodation

Eligible medical and related expenses are described below.

Pregnancy, delivery, or complications of either, arising within the 9 weeks before the expected date of delivery or within the 9 weeks after.

Your participating, training, or practicing for the following sports or activities

Emotional or mental disorders, unless they result in hospitalization.

expenses incurred if other insurance policies, plans or contracts cover the loss. This includes but is not limited to any private or automobile insurance plan.

your chronic use of alcohol, drugs or other intoxicants

An official travel advisory issued by a Canadian government stating to avoid optional, discretionary and/or non-essential travel into Canada, before the date you arrive in Canada.

The continued treatment, recurrence or complication of a medical condition or related condition, following emergency treatment during your trip

Extensions are not available if total trip length exceeds 2 years from the effective date of the original Policy.

your maximum amount payable for the hospitalization and all related expenses will be reduced to 80% of your expenses otherwise covered under this Insurance.

the automatic extension will be provided to you for up to 14 days