Travelance 访客险高级版（Premier）

For ages 80 and over on the start date, any pre-existing condition or medical condition that existed during the 180 day period immediately prior to your start date.

For ages 69 and under on the start date, any pre-existing condition or medical condition that was not stable during the 180 day period immediately prior to your start date.

All of the above conditions must be met for a medical condition to be considered stable.

Pre-existing conditions or related medical conditions as follows:

If you do not meet the eligibility requirements, your insurance is void and the company’s liability is limited to a refund of the premium paid.

7 days for a sickness if your start date is more than 30 days from your departure date.

cancel your policy before your expiry date to return to Your home country ($50 fee will be deducted)

If you select this option a $100 nonrefundable policy billing fee will be charged at the time of application.

Each side trip is restricted to a maximum of 45 days.

we will arrange, to the extent possible, to have any medical expenses billed directly to the company.

Plans are supported by 24/7 worldwide multilingual travel assistance

Treatment to relieve acute pain and suffering not related to an accidental injury up to a maximum of $600 per occurrence.

limited to an aggregate amount of $100,000.

You must be over 14 days old and under 86 years of age during the entire Period of Coverage.

You must be over 14 days old and under 86 years of age during the entire Period of Coverage.

Ages 70 to under 86 years of age during the entire Period of Coverage may only purchase plan limits up to $100,000.

$25,000, $50,000, $100,000, or $150,000

Regardless of how many valid Visitors to Canada policies you have purchased with the company, the maximum amount for which you can be covered is limited to $150,000.

$10,000 (-45%)

Deductible means the amount of covered expenses per emergency, under the emergency medical section of this policy that you are responsible for paying

Our plans can be used as super visa insurance, if you buy them according to Canadian government requirements.

Coverage cannot be extended beyond 558 days from your original start date.

Duration: 7 days to 18 months

hospital semi-private accommodation where available

to a maximum of $750 per category of practitioner

The company must pre-authorize all diagnostic tests

Coverage after an emergency treatment includes up to a 30 day supply of this prescribed medication up to a maximum of $10,000 per occurrence.

transportation by a professional ambulance company to and from a hospital

the cost of transportation by air ambulance if medically necessary.

for the preparation and repatriation of your body or ashes to your home country up to a maximum of $16,000

for the cremation or burial at the place of death up to a maximum of $6,000.

up to $150 per day to a maximum of $5,000 for commercial accommodation and meals.

We will reimburse up to $150 per day to a maximum of $5,000 for commercial accommodation and meals

child care costs for your dependents up to age 18

Pregnancy, childbirth, complications of pregnancy or childbirth, or voluntarily induced abortion

Your participation in adventure activities

Your mental, emotional or nervous disorders resulting from any cause, including but not limited to anxiety or depression

Your driving a motorcycle, moped, or scooter

Your use of drugs, alcohol, or any medication that results directly or indirectly in the condition causing a claim

Events related to “Avoid Non-Essential Travel” and “Avoid All Travel” advisories issued by the Government of Canada prior to your departure on Your side trip outside of Canada

The cost of replenishing any medication that was in use on your departure date

Any expenses related to medical conditions present on the date you apply for an extension will not be covered.

Failure to do so will result in you being responsible for 20% of any eligible expenses incurred.

官方未写／未核到（英文摘录待补）