适合谁先看
准备来加拿大探亲、需要核对访客医疗保障的家庭。
需要超级签证保险
官网写明两款访客险按政府要求购买即可作超级签证保险;但基础版不保任何既往症
原文与来源
Our plans can be used as super visa insurance, if you buy them according to Canadian government requirements.查看官方文件 ↗核对:2026-10-26能否投保还需逐项核对年龄、病史和行程。
Travelance · 访客医疗
Travelance Visitors to Canada Emergency Medical Insurance – Essential Plan
不适用:本款不设稳定期,生效前 180 天内存在的既往症一律除外
官方未写/未核到(英文摘录待补)查看官方文件 ↗核对:2026-10-02保单版本:Effective January 2026(表格号 TAEVCE0126) · 核对日期:2026-10-02
准备来加拿大探亲、需要核对访客医疗保障的家庭。
官网写明两款访客险按政府要求购买即可作超级签证保险;但基础版不保任何既往症
Our plans can be used as super visa insurance, if you buy them according to Canadian government requirements.查看官方文件 ↗核对:2026-10-26能否投保还需逐项核对年龄、病史和行程。
不保既往症:生效前 180 天内存在过的病(不论稳定与否)都不保;官网写给健康、不吃药的人
Pre-existing conditions or related medical conditions that existed during the 180 day period immediately prior to your start date查看官方文件 ↗核对:2026-10-02没有加买既往症的选项
Pre-existing conditions or related medical conditions that existed during the 180 day period immediately prior to your start date查看官方文件 ↗核对:2026-10-02不适用:本款不设稳定期,生效前 180 天内存在的既往症一律除外
官方未写/未核到(英文摘录待补)查看官方文件 ↗核对:2026-10-02不保既往症:生效前 180 天内存在过的病(不论稳定与否)都不保;官网写给健康、不吃药的人
Pre-existing conditions or related medical conditions that existed during the 180 day period immediately prior to your start date查看官方文件 ↗核对:2026-10-02不适用:基础版保单里没有「稳定」定义,既往症除外只看生效前 180 天内是否存在
官方未写/未核到(英文摘录待补)查看官方文件 ↗核对:2026-10-02没有加买既往症的选项
Pre-existing conditions or related medical conditions that existed during the 180 day period immediately prior to your start date查看官方文件 ↗核对:2026-10-02无问卷,用资格声明筛人;不符资格保单作废只退保费
If you do not meet the eligibility requirements listed above, your insurance is void and the company’s liability is limited to a refund of the premium paid.查看官方文件 ↗核对:2026-10-02出发后才生效的:意外等 24 小时,疾病 48 小时(30 天内买)或 7 天(超过 30 天);从别家加拿大保单无缝转来疾病仍等 48 小时,Travelance 续保免等
7 days for a sickness if your start date is more than 30 days from your departure date.查看官方文件 ↗核对:2026-10-02拒签零手续费;提前回国扣 50;未出行其他原因或留加扣 250;有理赔要先撤回并扣已赔额加 250
cancel your policy before your expiry date to return to Your home country ($50 fee will be deducted)查看官方文件 ↗核对:2026-10-02保期 90 天以上可月付,先收两个月,另收 100 元不退的开单费
If you select this option a $100 nonrefundable policy billing fee will be charged at the time of application.查看官方文件 ↗核对:2026-10-02每次出境短途最多 45 天;回原籍国暂停保障,回来后既往症按再入境日重新算
Each side trip is restricted to a maximum of 45 days.查看官方文件 ↗核对:2026-10-02可理赔时尽量安排医疗费直接向保险公司结算
we will arrange, to the extent possible, to have any medical expenses billed directly to the company.查看官方文件 ↗核对:2026-10-0224 小时多语种援助
Plans are supported by 24/7 worldwide multilingual travel assistance查看官方文件 ↗核对:2026-10-02意外伤牙最多 2,000 元;非意外急性牙痛每次最多 300 元
not related to an accidental injury up to a maximum of $300, per occurrence.查看官方文件 ↗核对:2026-10-02基础版没有意外身故伤残保障(官网对比表写 N/A)
Accidental Death & Dismemberment N/A查看官方文件 ↗核对:2026-10-02须大于 14 天
You must be over 14 days old and under 86 years of age during the entire Period of Coverage.查看官方文件 ↗核对:2026-10-02整个保期内须未满 86 岁(官网写 15 天到 85 岁)
You must be over 14 days old and under 86 years of age during the entire Period of Coverage.查看官方文件 ↗核对:2026-10-0270 岁起保额最高 10 万;既往症不分年龄一律不保
Ages 70 to under 86 years of age during the entire Period of Coverage may only purchase plan limits up to $100,000.查看官方文件 ↗核对:2026-10-02保额四档 2.5 万、5 万、10 万、15 万;70 岁起最高只能买 10 万
$25,000, $50,000, $100,000, or $150,000查看官方文件 ↗核对:2026-10-02最高 15 万;同一人名下多张本公司访客险合计也以 15 万为限
Regardless of how many valid Visitors to Canada policies you have purchased with the company, the maximum amount for which you can be covered is limited to $150,000.查看官方文件 ↗核对:2026-10-02自付额 0/250/500/1,000/5,000/10,000,对应保费减 0/10%/15%/20–30%/30%/45%
$10,000 (-45%)查看官方文件 ↗核对:2026-10-02自付额按每次急症计
Deductible means the amount of covered expenses per emergency, under the emergency medical section of this policy that you are responsible for paying查看官方文件 ↗核对:2026-10-02官网写明两款访客险按政府要求购买即可作超级签证保险;但基础版不保任何既往症
Our plans can be used as super visa insurance, if you buy them according to Canadian government requirements.查看官方文件 ↗核对:2026-10-26含延期最长 558 天(官网写 7 天到 18 个月)
Coverage cannot be extended beyond 558 days from your original start date.查看官方文件 ↗核对:2026-10-02最短 7 天
Duration: 7 days to 18 months查看官方文件 ↗核对:2026-10-02半私人病房,到保额为止
hospital semi-private accommodation where available查看官方文件 ↗核对:2026-10-02医生、外科、住院护士到保额;理疗、脊医、针灸等每类最多 300 元(限意外受伤)
$300 Per Category查看官方文件 ↗核对:2026-10-02诊断检查都保,但须公司预先批准
The company must pre-authorize all diagnostic tests查看官方文件 ↗核对:2026-10-02急诊后处方药最多 30 天量,每次最多 1,000 元
Coverage after an emergency treatment includes up to a 30 day supply of this prescribed medication up to a maximum of $1,000, per occurrence.查看官方文件 ↗核对:2026-10-02专业救护车往返医院
transportation by a professional ambulance company to and from a hospital查看官方文件 ↗核对:2026-10-02送回本国就医含在保额内,须预先批准;拒绝回国后续不保
the cost of transportation by air ambulance if medically necessary.查看官方文件 ↗核对:2026-10-02遗体或骨灰运回本国最多 1 万元
for the preparation and repatriation of Your body or ashes to your home country up to a maximum of $10,000查看官方文件 ↗核对:2026-10-02当地火化或安葬最多 4,000 元(与运返二选一)
for the cremation or burial at the place of death up to a maximum of $4,000.查看官方文件 ↗核对:2026-10-02医生书面建议亲友探视:往返机票,加食宿每天 150 元最多 3,000 元
b) up to $150 per day to a maximum of $3,000 for commercial accommodation and meals.查看官方文件 ↗核对:2026-10-02为就医转移或住院超过到期日,食宿等每天 150 元、最多 3,000 元
We will reimburse up to $150 per day to a maximum of $3,000 for commercial accommodation, meals查看官方文件 ↗核对:2026-10-02儿童看护费走食宿 3,000 元额度
child care costs for your dependents up to age 18查看官方文件 ↗核对:2026-10-02怀孕相关全部除外
Pregnancy, childbirth, complications of pregnancy or childbirth, or voluntarily induced abortion查看官方文件 ↗核对:2026-10-02冒险活动列明除外,没有加买
Your participation in adventure activities查看官方文件 ↗核对:2026-10-02精神心理问题一律除外,比多数同类严
Your mental, emotional or nervous disorders resulting from any cause, including but not limited to anxiety or depression查看官方文件 ↗核对:2026-10-02无加拿大驾照骑摩托除外;车险先赔
Your driving a motorcycle, moped, or scooter查看官方文件 ↗核对:2026-10-02饮酒导致的伤病都可拒,写法比「滥用」更宽
Your use of drugs, alcohol, or any medication that results directly or indirectly in the condition causing a claim查看官方文件 ↗核对:2026-10-02只针对出境短途目的地的旅行警告
Events related to “Avoid Non-Essential Travel” and “Avoid All Travel” advisories issued by the Government of Canada prior to your departure on Your side trip outside of Canada查看官方文件 ↗核对:2026-10-02后续与复发不保;带来的慢病药吃完不给补;拒绝或拖延治疗的病 2 年内不保
The cost of replenishing any medication that was in use on your departure date查看官方文件 ↗核对:2026-10-02抵加后可延期,延期日已有的病不保,总长不超 558 天
Any expenses related to medical conditions present on the date you apply for an extension will not be covered.查看官方文件 ↗核对:2026-10-02无常规共付;没及时通知援助方自付 20%
Failure to do so will result in you being responsible for 20% of any eligible expenses incurred.查看官方文件 ↗核对:2026-10-02官方未写:保单无 COVID/疫情专门条款
官方未写/未核到(英文摘录待补)查看官方文件 ↗核对:2026-10-02官方未写/未核到
官方未写/未核到(英文摘录待补)官方未写/未核到(来源待补)
核对:官方未写/未核到样本只对应列出的条件;投保时以对应日期、年龄和方案重新报价。
1,996.55 加元
采集:2026-10-31T11:05:10.036Z
age 67, dob 1959-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗1,597.24 加元
采集:2026-10-31T11:05:10.036Z
age 67, dob 1959-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗328.2 加元
采集:2026-10-31T11:04:31.560Z
age 67, dob 1959-06-15; 全表(保额 [25000,50000,100000,150000]) 自付额行 [{"ded":0,"p":[236.4,247.2,328.2,433.2],"m":[]},{"ded":250,"p":[212.76,222.48,295.38,389.88],"m":[]},{"ded":500,"p":[200.94,210.12,278.97,368.22],"m":[]},{"ded":1000,"p":[189.12,197.76,262.56,346.56],"m":[]},{"ded":5000,"p":[165.48,173.04,229.74,303.24],"m":[]},{"ded":10000,"p":[130.02,135.96,180.51,238.26],"m":[]}]; 报价页提示仅作示意
报价来源 ↗262.56 加元
采集:2026-10-31T11:04:31.560Z
age 67, dob 1959-06-15; 全表(保额 [25000,50000,100000,150000]) 自付额行 [{"ded":0,"p":[236.4,247.2,328.2,433.2],"m":[]},{"ded":250,"p":[212.76,222.48,295.38,389.88],"m":[]},{"ded":500,"p":[200.94,210.12,278.97,368.22],"m":[]},{"ded":1000,"p":[189.12,197.76,262.56,346.56],"m":[]},{"ded":5000,"p":[165.48,173.04,229.74,303.24],"m":[]},{"ded":10000,"p":[130.02,135.96,180.51,238.26],"m":[]}]; 报价页提示仅作示意
报价来源 ↗2,336.88 加元
采集:2026-10-31T11:05:48.615Z
age 75, dob 1951-06-15; 全表(保额 [25000,50000,100000]) 自付额行 [{"ded":0,"p":[1557.92,1805.44,2336.88],"m":[259.65,300.91,389.48]},{"ded":250,"p":[1402.13,1624.9,2103.19],"m":[233.69,270.82,350.53]},{"ded":500,"p":[1324.23,1534.62,1986.35],"m":[220.7,255.77,331.06]},{"ded":1000,"p":[1246.34,1444.35,1869.5],"m":[207.72,240.72,311.58]},{"ded":5000,"p":[1090.54,1263.81,1635.82],"m":[181.76,210.64,272.64]},{"ded":10000,"p":[856.86,992.99,1285.28],"m":[142.81,165.5,214.21]}]; 报价页提示仅作示意
报价来源 ↗1,869.5 加元
采集:2026-10-31T11:05:48.615Z
age 75, dob 1951-06-15; 全表(保额 [25000,50000,100000]) 自付额行 [{"ded":0,"p":[1557.92,1805.44,2336.88],"m":[259.65,300.91,389.48]},{"ded":250,"p":[1402.13,1624.9,2103.19],"m":[233.69,270.82,350.53]},{"ded":500,"p":[1324.23,1534.62,1986.35],"m":[220.7,255.77,331.06]},{"ded":1000,"p":[1246.34,1444.35,1869.5],"m":[207.72,240.72,311.58]},{"ded":5000,"p":[1090.54,1263.81,1635.82],"m":[181.76,210.64,272.64]},{"ded":10000,"p":[856.86,992.99,1285.28],"m":[142.81,165.5,214.21]}]; 报价页提示仅作示意
报价来源 ↗1,996.55 加元
采集:2026-10-31T11:06:26.939Z
age 65, dob 1961-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗1,597.24 加元
采集:2026-10-31T11:06:26.939Z
age 65, dob 1961-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗1,996.55 加元
采集:2026-10-31T11:07:05.575Z
age 68, dob 1958-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗1,597.24 加元
采集:2026-10-31T11:07:05.575Z
age 68, dob 1958-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗252 加元
采集:2026-10-31T11:07:44.014Z
age 55, dob 1971-06-15; 全表(保额 [25000,50000,100000,150000]) 自付额行 [{"ded":0,"p":[243,252,327.6,432.9],"m":[81,84,109.2,144.3]},{"ded":250,"p":[218.7,226.8,294.84,389.61],"m":[72.9,75.6,98.28,129.87]},{"ded":500,"p":[206.55,214.2,278.46,367.96],"m":[68.85,71.4,92.82,122.66]},{"ded":1000,"p":[170.1,176.4,229.32,303.03],"m":[56.7,58.8,76.44,101.01]},{"ded":5000,"p":[170.1,176.4,229.32,303.03],"m":[56.7,58.8,76.44,101.01]},{"ded":10000,"p":[133.65,138.6,180.18,238.1],"m":[44.55,46.2,60.06,79.36]}]; 报价页提示仅作示意
报价来源 ↗176.4 加元
采集:2026-10-31T11:07:44.014Z
age 55, dob 1971-06-15; 全表(保额 [25000,50000,100000,150000]) 自付额行 [{"ded":0,"p":[243,252,327.6,432.9],"m":[81,84,109.2,144.3]},{"ded":250,"p":[218.7,226.8,294.84,389.61],"m":[72.9,75.6,98.28,129.87]},{"ded":500,"p":[206.55,214.2,278.46,367.96],"m":[68.85,71.4,92.82,122.66]},{"ded":1000,"p":[170.1,176.4,229.32,303.03],"m":[56.7,58.8,76.44,101.01]},{"ded":5000,"p":[170.1,176.4,229.32,303.03],"m":[56.7,58.8,76.44,101.01]},{"ded":10000,"p":[133.65,138.6,180.18,238.1],"m":[44.55,46.2,60.06,79.36]}]; 报价页提示仅作示意
报价来源 ↗6,248.8 加元
采集:2026-10-31T11:08:22.661Z
age 82, dob 1944-06-15; 全表(保额 [100000]) 自付额行 [{"ded":0,"p":[6248.8],"m":[520.73]},{"ded":250,"p":[5623.92],"m":[468.66]},{"ded":500,"p":[5311.48],"m":[442.62]},{"ded":1000,"p":[4999.04],"m":[416.59]},{"ded":5000,"p":[4374.16],"m":[364.51]},{"ded":10000,"p":[3436.84],"m":[286.4]}]; 报价页提示仅作示意
报价来源 ↗4,999.04 加元
采集:2026-10-31T11:08:22.661Z
age 82, dob 1944-06-15; 全表(保额 [100000]) 自付额行 [{"ded":0,"p":[6248.8],"m":[520.73]},{"ded":250,"p":[5623.92],"m":[468.66]},{"ded":500,"p":[5311.48],"m":[442.62]},{"ded":1000,"p":[4999.04],"m":[416.59]},{"ded":5000,"p":[4374.16],"m":[364.51]},{"ded":10000,"p":[3436.84],"m":[286.4]}]; 报价页提示仅作示意
报价来源 ↗2,635.3 加元
采集:2026-10-31T11:09:01.116Z
age 67, dob 1959-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗2,108.24 加元
采集:2026-10-31T11:09:01.116Z
age 67, dob 1959-06-15; 全表(保额 [100000,150000]) 自付额行 [{"ded":0,"p":[1996.55,2635.3],"m":[166.38,219.61]},{"ded":250,"p":[1796.89,2371.77],"m":[149.74,197.65]},{"ded":500,"p":[1697.07,2240],"m":[141.42,186.67]},{"ded":1000,"p":[1597.24,2108.24],"m":[133.1,175.69]},{"ded":5000,"p":[1397.59,1844.71],"m":[116.47,153.73]},{"ded":10000,"p":[1098.1,1449.42],"m":[91.51,120.78]}]; 报价页提示仅作示意
报价来源 ↗