Secure Travel（RIMI）访客险（Standard/Enhanced 两档）

a. Up to Age 69: Any sickness, injury or medical condition that was stable in the 90 days

If you have selected and paid for Plan 2 as indicated on your Confirmation of Insurance

no new, more frequent or more severe symptoms

there is no coverage for any sickness, injury or medical condition that existed prior to the effective date, other than:

provided you have accurately answered no to all questions

the 48-hour period following the effective date of the policy if insurance is purchased

You may cancel this policy within 10 days of the

If you have selected the Monthly Payment Option, monthly payment amounts will be calculated

A minimum of 51% of your coverage period must be spent in

Direct Billing — Whenever possible, MSH Assistance will instruct the hospital or clinic to bill

professional assistance personnel are

up to $1,000 ($3,000 for Enhanced plan) to repair or replace whole or sound natural

The insurer agrees to pay up to $50,000, for loss of life, limb or sight of an insured person resulting

be at least 15 days of age and less than 90 years of age

be at least 15 days of age and less than 90 years of age

b. Age 70–84: Any sickness, injury or medical condition that was stable in the 180 days

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Deductible means the amount (if applicable), in Canadian dollars

applies once per insured person, per covered emergency.

Secure Travel has specially designed Emergency Medical Insurance plans

The maximum coverage period under this plan is 365 days per policy.

Note: The minimum premium is $20 per policy.

Charges up to the ward rate (semi-private room for Enhanced plan) charged by the

Medical treatment by a legally licensed physician, surgeon, anesthetist or registered graduate

Laboratory tests and x-rays that are ordered by the attending physician

30-day supply and up to $500 ($1,000 for Enhanced plan) per prescription

Licensed ambulance services (includes taxi fare in lieu of ambulance) to the nearest medical

air ambulance if medically necessary

up to a maximum of $5,000 ($10,000 for Enhanced plan) toward the actual cost incurred

up to $2,500 ($5,000 for Enhanced plan) for cremation and/or burial at the place of death.

single round-trip economy airfare plus up to

up to $150 per day, to an overall maximum of

Return and Escort of Children

Routine pre-natal care; your pregnancy or childbirth or complications thereof occurring in

Rock or mountain climbing, hang gliding, parachuting, bungee jumping, or skydiving;

A disorder, disease, condition or symptom that is emotional, psychological or mental in

including any auto insurance plan.

were affected by, or the medical condition causing the loss was in any way contributed

has issued a warning to avoid all

Any medical treatment of an ongoing condition, regular care of a chronic condition, home

If you have submitted a claim, the insurer will review your file before granting an extension.

then the insurer will pay 80% of the claim payable to a

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