RBC 访客医疗险（Plan I/II/III）

if, at any time in the 90 days before you depart on your trip, your medical condition or related condition has not been stable.

if, at any time in the 180 days before you depart on your trip, your medical condition or related condition has not been stable.

All of the above conditions must be met for a medical condition to be considered stable.

Pre-existing Medical Condition Exclusions:

No medical questions asked

This insurance is valid only if you have purchased it before your arrival in Canada or within 5 days after your arrival in Canada.

Note: you must however pay the minimum premium for 7 days.

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The time you spend in Canada covered under this policy must be greater than the time you spend on your side trip.

provide confirmation of coverage and pay your eligible medical expenses directly to the recommended medical service provider

Call Allianz Global Assistance — 24/7 Help

if you need other emergency dental treatment, you are covered for the emergency dental expenses you incur during your trip, up to a maximum of $300

Principal Sum: Travel Accident $25,000

One-month-of-age – 31 days after birth, provided birth occurred after a gestation period of at least 38 weeks.

one-month-of-age or older and under 85 years of age and have purchased our Visitors Plan I or II

If you are 71 years of age or older and under 85 years of age:

Medical and Other Benefits $25,000* $50,000* $150,000*

Up to $150,000

(Deductible per person per claim) $50 $50 No deductible

deductible of $50 per person and per claim

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Regardless of the automatic extensions above, coverage will not continue beyond 365 days from your effective date.

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hospital accommodation in a semi-private room when you are a resident inpatient

emergency treatment of a covered injury up to a maximum of $300 per profession

diagnostic testing, when pre-authorized by us

Prescription drug does not mean such drug or medicine when you need (or renew) them to continue to stabilize a condition which you had before your trip, or a chronic condition.

This insurance covers you for local ground ambulance service to a hospital, physician or medical service provider in an emergency.

the cost of air ambulance transportation.

Transportation Cost: Unlimited

up to $5,000 for the burial of your remains at the location where your death occurred.

up to $300 for commercial accommodations and meals for the bedside companion

to $150 per day to a maximum of $1,500, for your commercial accommodations and meals

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Any claim related to pregnancy, delivery, or complications of either, arising 9 weeks before the expected date of delivery or 9 weeks after.

Your participation in rock climbing or mountain climbing.

Your self-inflicted injury, suicide or attempt to commit suicide.

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your chronic use of alcohol, drugs or other intoxicants whether prior to or during your trip.

This exclusion does not apply to claims for an emergency or a medical condition unrelated to the travel advisory.

Any medical condition or symptoms for which it is reasonable to believe or expect that treatments will be required during your trip.

Regardless of the number of optional extensions above, coverage will not continue beyond 365 days from your effective date.

if you do not call us before you obtain emergency treatment, you will be responsible for 30% of your medical expenses covered under this insurance.

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