Medipac 雪鸟旅行紧急医疗险（单次长住＋四季年度附加；全部以美元计）

Any Pre-Existing Condition that was not Stable and Controlled in the 90 days prior to the Effective Date of Insurance or Your Trip Start Date. This includes any reaction that results from a change in medication prescribed for such

Any Pre-Existing Condition that was not Stable and Controlled in the 90 days prior to the Effective Date of Insurance or Your Trip Start Date. This includes any reaction that results from a change in medication prescribed for such

Stable and Controlled” means: (a) the medical or physical condition, symptom, illness or disease did not first manifest itself; and/or (b) the medical or physical condition, symptom, illness or disease was not first investigated; and/ or (c) the medical or physical condition, symptom, illness or disease has not worsened; and/or (d) no change in any medication or its usage or do

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You cannot be covered by this policy, and all insurance coverage is null and void, and the liability of the Companywillbelimitedtoreturnofpremiumif: 1. Coverage is not purchased for the entire duration of Your Trip (unless otherwise expressly stated in this policy). 2. Coverage is applied for while outside Canada (with the exception of post-departure applications for extensionofcoverage)

Coverage is applied for while outside Canada (with the exception of post-departure applications for extensionofcoverage). 3. Any material misrepresentation is made on the application or in connection

You may cancel Your policy within 10 days of the purchase date with a full return of premium provided You have not departed on Your Trip and there is no claim in progress. This policy is underwritten by Old Republic Insurance Company of Canada, which has appoi

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If, during the Single Trip Plan, You return to Your province or territory of residence for any other reason and resume travel, this insurance does not provide coverage for any Medical Emergency concerning, relating to, caused by or arising from any medical or physical condition for which You received Medical Attention while in Y

pay Covered Expenses directly to Hospitals, Physicians andothermedicalprovidersonYourbehalf; •monitorYourmedicalcondition; • arrange return

FailuretocallMedipacAssistwillresultinreimbursement ofonly75%ofalleligibleCoveredExpensestoamaximum of$50,000USD. If You are not able to call because You are medically incapacitated, You or someone on

If You need treatment for relief of dental pain, a maximum of $500 will be allowed for such treatment. Dental treatment must take place before You return to Your Canadian province or territory of prin

$15,000 Accidental Death Coverage – added protection for those who depend on you

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If You are under the age of 56 and travelling for less than 41 days, items 4. to 17. do not apply. Misstatement If You misstate Your response to any q

MedipacGOLD For only $197, MedipacGOLD includes the following exclusive and enhanced benefits: ✔ $10 Million Policy Maximum – 5X the base plan coverage , including COVID-19 ✔ Coverage in U.S. Dollars!

This policy has a maximum limit of $2,000,000 USD per Insured for Covered Expenses (including COVID-19) incurred as a result of a Medical Emergency, and includes the following bene

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The Deductible Amount applies only once during a Single Trip policy term and applies per Trip under the 4-Season Annual Plan. Covered Expenses are first paid by Your Government Health Insurance Plan; then Your Deductible Amount ap

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the total trip length cannot exceed the maximum number of days allowed by Your Government Health Insurance Plan, or 212 days. Extensions are calculated using th

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Hospital room and board, up to the semi-private charge, services, supplies, intensive care unit and coronarycareunitexpenses; (b)Physician'schargesformedicaland

Physician's charges for medical and surgical care; (c) X-rays and other diagnostic tests when prescr

X-rays and other diagnostic tests when prescribed by the attending Physician and approved in advance by Medipac Assist; (d) The cost of local licensed ambulance service to the nearest medical facility

Drugs and medication which by law require a written prescription and are dispensed by a pharmacist up to a maximum limit of a 30-day supply; (f) The cost or rental of casts, splints, trusses, braces,

The cost of local licensed ambulance service to the nearest medical facility able to provide appropriate care; (e) Drugs and medication which by law require a written prescription and are dispensed by

Emergency Air Transportation: covers, as a result of a Sickness or Injury: (a) the cost of a one-way, economy class airfare to Your departure point in Canada; or (b) the cost of additional airline seats to accommodate a stretcher when recommended by the attending Physician. Any air transportation mu

and transportation of a deceased Insured to the original departure point in Canada. This benefit includes the cost of a standard transportation container (excludes cost of a casket). The maximum benefit amount is $10,000. For cremation or burial of the deceased Insured at the place of death, the maximum benefit amount is $5,000. If it is neces

For cremation or burial of the deceased Insured at the place of death, the maximum benefit amount is $5,000. If it is necessary to identify the deceas

Bringing a Relative to Your Bedside: covers the reasonable expenses incurred by a family member or a close friend to visit You in Hospital in the event that You are Hospitalized for at least three (3) consecutive nights due to a Medical Emergency. The benefit covers the cost of return economy-class airfare via the most costeffective itinerary. This benefit will also cover up to $350 per

This benefit will also cover up to $350 per day for the cost of commercial accommodations, meals, essential telephone calls and taxi expenses. The Company requires original receipts for the incurred c

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(a) Normal pregnancy; (b) normal childbirth; or (c) any complication, condition or symptom of pregnancy occurring within the last 18 weeks before the expected date of delivery or 9 weeks after. 7. Any child born during a Trip. 8. A Trip made for the purpose of

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by a physician. 9. E motional, psychological or mental disease, disorder, condition or symptom. 10. M edical or surgical treatment which is not a Medic

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that occurs in any city, region or country where the Government of Canada has issued a travel advisory to “avoid all nonessential travel” or “avoid all travel” prior to Your Effective Date of Insurance or Your Trip Start Date. For travel advisories due to COVID-19, this exclusion does not apply. 29. A COVID-19 t

edical or surgical treatment which is not a Medical Emergency, is primarily cosmetic, or is experimental; or any complication of the foregoing treatment. 11. Any medical or physical symptom, illness o

Extensions are available in trip length units as published, and the total trip length cannot exceed the maximum number of days allowed by Your Government Health Insurance Plan, or 212 days. Extensions are calculated using the rate of the new total tr

reimbursement ofonly75%ofalleligibleCoveredExpensestoamaximum of$50,000USD. If You are not able to call because You are

thatresultfromaMedicalEmergency,includingCOVID-19, occurring during the period of coverage (as explained below);andthatYouincurforMedicallyNecessaryMedical Trea

4 SEASON ANNUAL PLAN 23-day and 33-day options available – BOTH include up to 182 days in Canada. Any trip can be extended, including your main winter getaway. Apply only once and travel an unlimited number of trips within the year, up to 23 or 33 days, respectively. Coverage for any trip can

23-day and 33-day options available – BOTH include up to 182 days in Canada. Any trip can be extended, including your main winter getaway. Apply only once and travel an unlimited number of trips

You must be covered under the Government Health Insurance Plan of the Canadian province or territory in which You reside. Family coverage is available to You (if under age 56), Your Spouse and Your Children. All family m

If purchasing the Single Trip Plan to top up another medical travel insurance policy, it means the Effective Date of Insurance indicated on Your application for insurance. For the 4-Season Annual Plan

All of the benefits are in U.S. dollars unless otherwise indicated. 1. Hospital/Medical/Ambulance Expenses: (a) H ospital room and