Destination 加拿大访客险

If at the time of application, You are between sixty (60) and sixty-nine (69) years of age: Any Pre-Existing Medical Condition unless it was Stable in the one hundred and twenty (120) consecutive days immediately before the Effective Date

Option 1: Coverage for Stable Pre-Existing Medical Conditions.

All of the above conditions set forth from 1. through 7. must be met for a Medical Condition to be considered Stable.

Option 2: Any Pre-Existing Medical Conditions.

A failure to disclose or misrepresentation of any material fact by You, fraud or attempted fraud, either at the time of application or at the time of claim, shall render the entire contract null and void at the option of the Insurer

Seven (7) days after the Effective Date, if You purchase this insurance thirty (30) days or more after the date You depart from Your Country of Origin.

subject to a $25 administration fee applied by Destination: Travel Group Inc. and a minimum refund of $25.

Each installment premium includes an additional $10 fee and applies to each installment throughout the whole term of the Policy.

the majority of the Coverage Period is spent in Canada (at least fifty- one percent (51%) of Your Trip).

The Assistance and Claims Administrator will arrange direct billing directly with a Hospital, clinic, or Physician whenever possible

The Assistance and Claims Administrator can be reached twenty-four (24) hours a day and seven (7) days a week

The Insurer agrees to pay up to $500 for the immediate relief of acute dental pain caused by a dental Emergency other than a direct blow to the face.

The Insurer agrees to pay up to the maximum sum insured selected at the time of application, not to exceed $150,000, for loss of life, limb, or sight

are at least fifteen (15) days old

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If at the time of application, You are between seventy (70) and seventy- nine (79) years of age

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The Deductible amount (if any) is shown on Your Coverage Confirmation and applies to each claim.

Destination: Canada Visitors Plan is designed to protect visitors to Canada, Super Visa applicants, newly landed immigrants, migrant workers, and returning Canadians.

The maximum Coverage Period per Trip cannot exceed one (1) year.

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The Insurer agrees to pay for semi-private Hospital accommodation

Private duty nursing services of a Registered Nurse pre-approved by the Assistance and Claims Administrator up to a maximum amount of $10,000

When performed at the time of the initial Emergency, lab tests and/or x-ray examination as ordered by a Physician for diagnosis

This benefit is limited to a one-time thirty (30) day supply per prescription and up to $1,000 per policy.

The use of a licensed local air, land, or sea ambulance (including mountain or sea evacuation) to the nearest Hospital

Emergency Transportation with a Medical Escort Up to Sum Insured

$10,000 for the costs incurred to prepare and return Your remains in a standard transportation container to Your Country of Origin

$4,000 for cremation or burial at the place of death.

The Insurer agrees to pay up to $3,000 for one round-trip economy class transportation by the most direct route and up to $1,000 for reasonable costs incurred after arrival

The Insurer agrees to pay up to $150 per day and a maximum of $1,500

the Insurer agrees to pay up to $50 a day and a maximum of $500 for an attendant

Any loss incurred as a result of pregnancy, delivery, abortion, miscarriage, or complications thereof.

Injury resulting from training for or participating in:

Alzheimer’s disease or dementia

Any Sickness or Injury resulting from a motor vehicle Accident where You are entitled to receive benefits pursuant to any policy or legislative plan of motor vehicle insurance.

the abuse or chronic use of alcohol either before or during the Coverage Period

This exclusion does not apply to any claims for an Emergency or a Medical Condition unrelated to the travel advisory.

Treatment of an ongoing condition, regular care of a chronic condition

Each policy or Coverage Period is considered a separate contract, and all new terms, limitations and exclusions will apply.

if You do not contact the Assistance and Claims Administrator prior to seeking medical Treatment, You will be responsible for paying twenty percent (20%) of the eligible medical expenses

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