安联访客险（普通 Visitors to Canada 计划）

b) If you are 60 to 89 years of age on the effective date: … not stable at any time during the 180 days immediately before the effective date.

Benefits are not payable for costs incurred due to or resulting from your medical condition or related condition that was not stable at any time during the 90 days immediately before the effective date.

Stable describes any medical condition or related condition, including any heart condition or lung condition, for which: a) there has been no new treatment

Your insurance contains pre-existing condition exclusions for travellers of any age.

If you are ineligible for coverage, our only liability will be to refund any premium paid.

Coverage for losses resulting from any sickness will begin 48 hours after the effective date if you purchase your policy: a) after the expiry date of an existing Allianz Global Assistance administered policy; or b) after you exit your country of origin.

There will be no refund of premium if a claim has been made.

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Costs incurred outside of Canada other than in your country of origin are covered provided the majority of the period of coverage is spent in Canada.

Allianz Global Assistance will attempt to arrange direct billing with the medical facility whenever possible.

you must notify Allianz Global Assistance within 24 hours of admission to a hospital and before any surgery is performed.

up to $4,000 for emergency treatment or services to whole or sound natural teeth … up to $500 for the immediate relief of acute dental pain

We agree to pay up to a maximum of the sum insured indicated on your confirmation of coverage, for loss of life, limb or sight resulting directly from accidental injury, occurring during the period of coverage, except while boarding, riding in, or alighting from an aircraft.

be at least 15 days old and not more than 89 years old

be at least 15 days old and not more than 89 years old

If you are 59 years of age or under on the effective date … If you are 60 to 89 years of age on the effective date

Choose from sum insured amounts of $25,000, $50,000, $100,000 or $500,000.

$25,000, $50,000, $100,000 or $500,000

Visitors to Canada Travel Insurance - $500,000 with deductible … Deductible amount $500.00 CAD per insured

Deductible amount $500.00 CAD per insured

Meets the health insurance requirements for the Super Visa for parents and grandparents.

Trip Duration: Up to 365 days

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We agree to pay for hospital accommodation, including semi-private room

The emergency services of a legally licensed physician, surgeon, or anaesthetist.

Diagnostics, lab tests and/or X-ray examinations as ordered by a physician for the purpose of diagnosis.

drugs or medications that require a physician’s written prescription, not exceeding a 30-day supply, to a maximum of $1,000.

The use of a licensed local air, land, or sea ambulance (including mountain or sea evacuation), to the nearest hospital

Any emergency transportation such as air ambulance, one-way economy airfare, stretcher and/or a medical attendant must be pre-approved and arranged by Allianz Global Assistance.

up to $10,000 for costs incurred to prepare and return your remains in a standard transportation container to your country of origin

up to $4,000 for cremation or burial of your remains at the place of death.

We agree to pay up to a maximum of $3,000 for the cost to transport one family member or close friend to your bedside

we agree to reimburse up to $150 per day to a maximum of $1,500

child care costs for children under age 18

Benefits are not payable for costs incurred due to pregnancy, abortion, miscarriage, childbirth or complications thereof.

High-risk activity(ies) mean(s) any skiing out of bounds, heliskiing, ski jumping, sky-diving, sky-surfing, scuba diving

your emotional or mental disorders resulting from any cause, including but not limited to anxiety or depression

resulting from a motor vehicle accident where you are entitled to receive benefits pursuant to any policy or legislative plan of motor vehicle insurance, except when such benefits are exhausted.

your intoxication or abuse of alcohol

for which Global Affairs Canada issued a written warning to avoid all travel, or to avoid non-essential travel

any treatment, investigation or hospitalization which is a continuation of, or subsequent to, emergency treatment of a sickness or injury, unless approved in advance by Allianz Global Assistance.

If you decide to extend your trip after you have departed your country of origin, you may apply for a new period of coverage provided you meet the Eligibility requirements

If you do not notify Allianz Global Assistance prior to seeking treatment without reasonable cause, we will only pay 80% of the eligible medical expenses.

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