21st Century 访客紧急医疗险 Standard（标准款，不保既往症）

or for which treatment has been prescribed or received in the 180 days before your effective date of insurance

Pre-existing medical conditions are NOT covered under the Standard or Basic plans regardless of whether they are stable or unstable.

that existed or for which medication has been taken, received, or prescribed (including prescribed as needed), or for which treatment has been prescribed or received in the 180 days before your effective date of insurance

Excludes coverage for pre-existing medical conditions

Not required

The waiting period is 72 hours if the above circumstances occur within the first 30 days after your arrival date.

refund calculation will be subject to a $250 processing fee

The Monthly Payment Plan is restricted to

the maximum number of combined days you can be covered in any other country before, during or after your visit to Canada must not exceed 30 days in total within a 365-day period

Direct billing of covered expenses, where possible

Our Assistance Centre is there to assist you

Emergency Dental - up to $4,000 for treatment to natural teeth

i) up to $50,000 if an injury causes you to die, to become completely and

The maximum age under this policy is 85 and the minimum age is 30 days.

The maximum age under this policy is 85 and the minimum age is 30 days.

If you are age 60 to 85, the Enhanced Plan is available to you if you satisfy the Eligibility requirements, truthfully and accurately answer

Coverage limits from $15,000 to $200,000

Maximum Coverage $200,000 $200,000 $200,000

the deductible amount is waived and eligible expenses will be reimbursed back to the first dollar

responsible for paying per policy per insured before our obligation to reimburse

all of which meet the requirements of the PG-1 Super Visa

Coverage will not be issued for more than 365 days at a time.

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the cost of a hospital room (semi-private room when available or an

medical care received from a physician in or out of a hospital;

tests that are needed to diagnose or learn more about your condition;

prescription medications up to $1,500 and not

the use of a licensed local ambulance service for

the cost of air ambulance transportation, if it is medically necessary.

the return home of your body (in the standard transportation container normally used by the airline); plus up to $3,000 to have your body prepared where you die

up to $3,000 to cremate your body where you die, plus the return home of your ashes.

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any pregnancy that commences prior to the effective date;

mountain climbing requiring the use of specialized equipment

any loss resulting from your minor mental or emotional disorder.

copy of police report (in the case of a motor vehicle accident)

your chronic use of alcohol, drugs or

Avoid Non-essential Travel or to Avoid All Travel to that

such medical condition will be covered again in the event of a subsequent emergency

You cannot extend coverage on an existing policy that has already gone into effect.

you will have to pay 20% of the eligible medical expenses we would normally pay under this insurance

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Accidental Death and Dismemberment benefits are in excess of the policy limit.