21st Century 访客紧急医疗险 Basic（基础款）

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any pre-existing condition;

or for which treatment has been prescribed or received before your effective date of insurance as stated on your policy

It is not recommended for those with pre-existing medical conditions.

No medical questionnaire is required

the waiting period is 72 hours;

refund calculation will be subject to a $250 processing fee

Monthly Pay Option Yes, for $100K and up

the maximum number of combined days you can be covered in any other country before, during or after your visit to Canada must not exceed 30 days in total within a 365-day period

Direct billing of covered expenses, where possible

Our Assistance Centre is there to assist you

Dental Accident and Relief of Dental Pain not included

Accidental Death and Dismemberment not included

The minimum age under this policy is 30 days.

No Age Limit

i) if age 86 or older, the waiting period is 15 days.

Coverage limits from $15,000 to $200,000

Maximum Coverage $200,000 $200,000 $200,000

A wide range of deductibles from $0 to $10,000

responsible for paying per claim per insured before our obligation to reimburse

all of which meet the requirements of the PG-1 Super Visa

Coverage will not be issued for more than 365 days at a time.

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the cost of a hospital room (semi-private room when available or an

medical care received from a physician in or out of a hospital;

tests that are needed to diagnose or learn more about your condition;

prescription medications up to $500 and not

the use of a licensed local ambulance service for

the cost of air ambulance transportation, if it is medically necessary.

up to $7,500 for the combined cost for:

the burial or cremation itself is not covered

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any pregnancy that commences prior to the effective date;

mountain climbing requiring the use of specialized equipment

any loss resulting from your minor mental or emotional disorder.

copy of police report (in the case of a motor vehicle accident)

your chronic use of alcohol, drugs or

Avoid Non-essential Travel or to Avoid All Travel to that

This policy is limited to one follow-up visit relating to the emergency

You cannot extend coverage on an existing policy that has already gone into effect.

you will have to pay 20% of the eligible medical expenses we would normally pay under this insurance

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